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Options you won’t find anywhere else

Did you know not all Medicare Supplement plans are the same? It’s true! Here’s why we’re different … Physicians Mutual exclusive Innovative Plan G helps customers save money on premiums for life. We’re also one of the few companies that includes preventive care in our plans — with no maximum on the dollar amount on the preventive benefits you can receive. Plus, with our second-chance guarantee, you don’t have to worry about making the wrong plan choice. New customers have the option to switch to another plan once in the first two years with no health questions. Ask for details!

I will work hard to find you the best policy for your needs and provide a free evaluation on your current policy. If you have a great policy, I will tell you to keep what you have. You might have a great policy but not enough coverage. I can help you fill the gap. 


Help protect your smile and your health with affordable dental insurance that helps cover over 350 procedures — from routine exams to fillings to crowns — and even dentures.

With this dental insurance, you'll have no annual maximum on the cash benefits you can receive — and no deductible. Plus, you'll have benefits for preventive care right away!


Preventive benefits

Start immediately

This coverage helps pay for over 30 preventive services right away.

Covered preventive services include:
  • Cleanings

  • Routine and comprehensive exams

  • Dental X-rays

  • Professional dental cleanings

  • And more

Basic benefits

Start after 3 months

Helps pay your bills for over 100 basic dental services.

Covered basic services include:
  • Fillings for cavities

  • Minor oral surgery procedures and sedation

  • Repair or replacement of denture clasp

  • Simple tooth extractions

  • And more

Major benefits

Start after 12 months

When you need expensive treatment, you can collect benefits for over 200 major services.

Covered major services include:
  • Root canals and crowns

  • Artificial teeth used in bridges

  • Partial & full dentures

  • Surgical tooth extractions

  • Adding a tooth to an existing partial denture

  • And more

Plus, your dental visits can be even more affordable!

You can save even more — an average of 36%* on covered services —
by seeing a dentist in our network of over 500,000 provider locations.

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No one wants to hear, “It’s cancer.” But if it happens to you, this coverage can help.

A cancer diagnosis can lead to financial stress. Having cancer insurance in place ahead of time can give you one less thing to worry about during an already difficult time. You can receive cash benefits for cancer treatments, drugs, therapies and specialists — even travel, food or household expenses — so you can focus on your health and get back to living your life.

Why cancer insurance is important — even if you have other health coverage

Cash benefits for what you may need

Unlike other types of health insurance, you can use this cancer coverage to help pay for things like treatments, hospital stays, travel, lodging, food, pet or child care … expenses you may not have planned for. Plus, you can get cash benefits for important preventive care screenings to help you stay healthy.

Cancer affects millions of Americans each year

In the United States, about 1 in 2 men and 1 in 3 women will develop cancer in their lifetime.1 And although the disease can affect people of all ages, 80% of all cancers are diagnosed in people over age 55.2 The good news is, the ability to test for the disease and treat it has greatly improved.3 This coverage can help you get the care you need.


Helps cover Out-of-pocket costs

In the U.S. alone, cancer costs billions of dollars each year. In fact, cancer patients in the U.S. paid $5.6 billion out of pocket for cancer treatments in 2018.4 Since many of the costs associated with the disease aren’t covered by Medicare or major medical insurance, you could be left with thousands in out-of-pocket costs. This cancer insurance can help.

Paul Todd
cell/text 205-616-4325


  • I am a stress relief specialist.  I take the worry away from seniors like yourself when you wonder if you have the best coverage.  I have a free analysis that will show you the areas your current Medicare insurance doesn’t cover you.  Would you like to know if you are 100% covered?

  • I’m an independent agent. I am not beholden to a single insurance company. My allegiance is to my client and after listening to your needs and goals, I can shop all the top companies for the policy that will best fit your needs.

  • I am a husband, father and grandfather. My wife and I have raised our children and now are enjoying our grandchildren.

  • I am a community servant with a heart and passion for helping individuals, families, and communities build wealth and leave legacies through the proper insurance and asset protection.

  • I am a licensed health agent who specializes in Medicare Supplement plans and Medicare Advantage plans. Medicare can be very confusing. I’m here to help seniors find the best coverage for their situation.

  • I am a man who is committed to helping families protect their assets in times of trouble and build generational wealth.

  • I am at my best when spending time with my family and when I’m helping clients just like you!

Today's Medicare Solution - Paul Todd intro

Today's Medicare Solution - Paul Todd intro

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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-Medicare to get information on all of your options.

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